Almost every financial goal starts in the same place: earning more than you spend.
Before investing, building wealth or planning for the future, you need to create a gap between what comes in and what goes out.
In this episode, I talk about both sides of that equation: reducing unnecessary expenditure and bad debt, but also increasing your earning power by developing valuable skills and making your time worth more.
I also get into lifestyle inflation, unnecessary upgrades, why earning more means very little if you immediately spend the difference, and why I think money, time and energy are three forms of margin worth protecting.
The aim isn’t to optimise all the enjoyment out of life. It’s to spend deliberately, create breathing room, and gradually give yourself more options.
Website:
https://lifestrategyconsultant.com
This episode reflects my personal opinions and experience and is for educational and entertainment purposes only. It isn’t financial or investment advice.
